Consumer Credit Counseling Service

The Freedom Plan

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“Providing freedom to anybody who wants a worry-free and hassle-free alternative to dealing with and handling their personal finances.”

 

Representative Payee Program

The Representative Payee Program is for individuals who receive Social Security, Supplemental Security Income, or other  government and cannot manage or direct someone else to manage his or her money. The main responsibility of the program is to use the funds to pay for the current and foreseeable needs of the beneficiary. 

Who can benefit from using the Payee Program?

  • Severely mentally disabled
  • Developmentally disabled
  • Legally incompetent
  • Elderly at risk
  • Those who have been determined by SSA to have a drug abuse or alcohol condition

 The Representative Payee Program staff, along with the beneficiary and other involved individuals, develops a money management plan to ensure that the needs of the beneficiary in terms of housing, food, clothing, medical, as well as personal care are met. As part of this process, staff provides the beneficiary with education around money management to assist them in making better choices on how they spend their money. Staff also encourages the development of a savings account to help the beneficiary plan for future needs.

 

Bill Pay Service

 Personal bookkeeping service that pays your bills on time…making record keeping a hassle free and stress free process. 

Who can benefit from using  the Bill Pay Service?

  • Busy people
  • Seniors or their family members
  • People who are having a difficult time living on a budget
  • People who travel frequently and find that bills back up in their absence
  • Couples who can never figure out a fair way to divide up the bill-paying chore
  • People who are responsible for an ailing parent or family member
  • Those who consistently forget to pay the bills despite having the money in the bank, and who sometimes rack up unnecessary late charges

 What are the advantages of Bill Pay?

  • Comprehensive money management session with a counselor
  • Save on postage, money orders and checks
  • Your bills can be sent directly to CCCS
  • Knowledge that the bills will be paid on time
  • A choice of what can be included on the program such as mortgages, rent, car payments, utility bills, and credit cards
  • Personal bookkeeping service without the costs of an personal accountant
  • Convenient options for payments

Let CCCS give you the freedom from the time consuming ordeal of handling your bills by making an appointment today.